Strategic Financial Leadership for Owner-Led Businesses

Northstone CFO provides fractional CFO services to construction companies in the San Antonio & Austin Markets that need stronger financial visibility, disciplined forecasting, and executive-level financial guidance — without the cost of a full-time CFO.

Who We Work With

Northstone CFO works with owner-led construction companies that have reached a stage where stronger financial leadership is needed to support sound decision-making.Typical clients:• Construction companies generating $2M–$25M in annual revenue
• Owners who want clear visibility into margins and cash flow
• Businesses that have outgrown basic bookkeeping and tax reporting
• Companies that need financial leadership but not a full-time CFOCompanies often reach out when financial visibility becomes limited, margins become harder to track, or the owner needs stronger financial leadership to support decision-making.

Our Approach

Northstone CFO, LLC is a Texas-based Fractional CFO firm providing strategic financial leadership to owner-led companies that need greater clarity, structure, and discipline in their financial operations.Many businesses generating between $2M and $25M in annual revenue reach a point where financial decisions become more complex, margins require closer oversight, and forward planning becomes increasingly important. At this stage, hiring a full-time Chief Financial Officer is often premature. Northstone CFO fills that gap by providing experienced financial leadership on a fractional basis.The firm works primarily with construction companies in the San Antonio and Austin markets, partnering directly with owners to bring stronger financial visibility and accountability to the business. Core services include financial forecasting, margin oversight, cash flow management, and performance accountability — ensuring leadership teams have the financial insight needed to make sound decisions.In addition to ongoing CFO advisory, Northstone CFO offers a Financial Infrastructure Package for companies that need to establish clean financial systems and reporting structures. This engagement creates the financial foundation necessary for effective decision-making and long-term operational stability.Northstone CFO operates on a simple principle: owner-led businesses deserve access to experienced financial leadership and disciplined financial management, even when a full-time CFO is not yet practical.

Leadership

Nikolaus Salinas, Founder & Fractional CFO

Northstone CFO is led by Nikolaus Salinas, who brings more than a decade of hands-on financial leadership experience within the construction industry.Prior to founding Northstone CFO, Nikolaus served for ten years as Business Manager of a highway construction company, where he functioned as the company’s financial lead and de facto Controller. In this role, he oversaw the full scope of financial operations and worked directly with ownership to support financial oversight and operational decision-making.His experience includes job costing and WIP reporting, cash flow management, bonding and banking relationships, commercial and health insurance renewals, equipment financing, revenue recognition, and margin management — providing a practical understanding of the financial and operational realities construction companies face.Having worked inside a construction company’s financial leadership role for a decade, Nikolaus understands the challenges owners face and focuses on delivering practical financial insight that supports better business decisions. This experience allows Northstone CFO to provide industry-specific financial leadership to construction businesses that require greater financial structure, visibility, and accountability.Nikolaus holds a Bachelor of Business Administration in Management

Fractional CFO Services

Strategic Financial Leadership

  • Cash flow forecasting and working capital planning

  • Capital allocation strategy

  • Budget development

  • Rolling 12-month forecasting

  • Growth and expansion modeling

Construction-Specific Financial Oversight

  • Job cost tracking system design and oversight

  • Work-in-progress (WIP) review and analysis

  • Margin improvements initiatives

  • Overhead allocation analysis

  • Backlog performance tracking

Performance & KPI Management

  • Financial dashboard development

  • Gross margin analysis by project

  • Labor efficiency and crew performance metrics

  • Break-even and overhead absorption analysis

Banking & Bonding Support

  • Lender reporting packages

  • Bonding capacity strategy

  • Financial communication with banks and sureties

Financial Infrastructure Services

  • Transaction processing

  • Monthly reconciliations

  • Structured chart of accounts

  • Month-end close process

  • Monthly financial reporting package

  • KPI snapshot dashboard

Start the Conversation

If your business would benefit from stronger financial visibility and experienced financial leadership, Northstone CFO can help.

Schedule a conversation to discuss your business and determine whether a fractional CFO engagement is the right fit.

Contact Information

  • Phone: (210)480-9493

  • Email: [email protected]

  • Website: northstonecfo.com

  • Location: San Antonio/Austin, Texas